ePay is an payment gateway solution offered by Commlink that authorizes and processes payments between merchants, customers and beneficiary in real-time. It facilitates the transfer of information between a payment portal (such as a website, mobile phone or IVR service) and the payment processor and simplifies online payment processing by providing reliable, secure, and affordable payment connectivity among users. ePay system encrypts sensitive information to ensure that information passes securely.The system is developed using state of the art technology which is future proof allowing system to be extended for meeting future requirements at significantly less effort and cost.

Our Payment System offers user and merchant registration and profile management along with categorized transaction history and resolution center.

Users can send money to others for goods, services etc. or pay for online shopping. There are provisions for mass and recurring payments.

The system has the provision for integration with card systems so that a user can make payment from his Credit Card. Cards can also be used as fund sources for ePay accounts.

The system provides options i.e. API for integration with e-commerce solutions so that users can pay for online shopping using their ePay account or credit card.

ePay has money request options and invoice creation facility. Invoice templates can be saved for future use.

Bank account and credit / debit cards are used as fund sources. Users can add/edit them and add fund to the e-payment account. Also there are fund withdrawal options.

Users can generate and manage their e-vouchers. There are also agent / sub-agent activities and corresponding accounting system.

Our Payment solution offers Integration with existing money transfer and Cash Card systems.

Users get maximum flexibility as the system supports payment portals like website, mobile phone or IVR service. Also there are client applications for iPhone, Android, BlackBerry etc.

The whole system is backed by a rich and robust admin panel for managing contents, users, roles, pages, merchants, packages etc.